Postage & safety

How to send jewellery and valuables in the post in the UK

Before posting jewellery, confirm the service and cover, protect each item against movement and impact, and keep proof of postage. This guide explains the practical steps and the limits of a compensation claim, including what to check with GoldPaid before using a prepaid label.

By Rocco Clayfield, founder of GoldPaid (GOLDPAID LTD) · Published · updated

What is the safest way to post jewellery in the UK?Use Royal Mail Special Delivery Guaranteed by 1pm, with cover set to match the value; Royal Mail cover may be available up to £2,500 depending on the postal method and cover level chosen. Use plain packaging, do not mention contents on the outside, photograph the piece and the sealed parcel, and keep the Post Office receipt. Ask before posting anything above the cover limit; a single valuable item cannot be made adequately covered by adding a second label. Is it safe to post gold? covers a GoldPaid parcel end to end.

Pick the right Royal Mail service

For jewellery and small valuables, Royal Mail Special Delivery Guaranteed by 1pm is the standard. It is signed-for, tracked end-to-end and time-guaranteed. Royal Mail cover may be available up to £2,500 depending on the postal method and cover level used, and you set that cover at the counter when you buy the label. It is not automatic. On a GoldPaid parcel the cover level is fixed before the label is issued, which is why requesting a prepaid label begins with what the lot is worth.

  • Special Delivery Guaranteed by 1pm: the correct default for gold, silver, watches, coins.
  • Signed For 1st Class: delivery confirmation is not end-to-end tracking, and compensation for valuables such as jewellery is excluded.
  • Tracked 24/48: tracking does not make these suitable for jewellery cover; Royal Mail excludes compensation for valuables on these services.
This applies to a label you buy yourself: tell the Post Office counter clerk the value so the right cover level is applied, because the standard level is much lower. On a GoldPaid prepaid label there is nothing to declare at the counter, the cover level is confirmed before the label is issued, which is why we ask what the lot is worth when you request one.

Not sure how any of this applies to your own items? Send us photos on WhatsApp, and we will help you, call 07944 014111 (8am to 9pm, 7 days a week). We can arrange postage after we have spoken. Nothing is posted until you decide, your parcel is tracked and signed for, the written offer follows the XRF assay, the return is free if you decline, and we aim to pay by Faster Payments within one working hour of your acceptance.

Package it so the outside says nothing

Use plain outer packaging without advertising valuable contents. Choose a sturdy box and enough cushioning for the item, especially for stones, watches and fragile silverware. Follow the required address, return-address and handling instructions; discretion must not override safe packing.

  1. Bag the item. Small resealable poly bag stops loose stones and clasps escaping.
  2. Cushion each piece. Protect all sides against pressure and knocks. Keep items separate so they cannot collide, and fill empty space so they cannot move.
  3. Card the piece. Sandwich between two pieces of stiff card if it is a chain or a flat item, stops it flexing in transit.
  4. Strong outer box. Use suitable packaging for the contents and follow the carrier’s handling-label instructions for breakable items.
  5. Seal every seam. Standard parcel tape is fine; run it across every seam.

Photograph before you seal: the 5-photo recipe

Photographs help document what you packed, but do not replace the carrier’s terms or proof of posting. Take five useful views:

  • The item on scales showing weight.
  • The item next to a ruler or a coin for scale.
  • Any hallmark or stamp, close-up.
  • The item inside the open parcel with padding.
  • The sealed parcel with the address label visible.

Save the images to a dated album or email them to yourself. They provide contemporaneous evidence if you ever need to claim.

Keep the Post Office receipt: it is your claim ticket

Check that your proof-of-postage receipt shows the tracking reference. Keep the label or purchase confirmation showing the service and cover level as well. Without it, a claim against Royal Mail is much harder to progress. Photograph the receipt on your phone the moment you leave the counter and keep the paper in a drawer at home until the money has cleared.

Confirm the plan for items above the cover limit

Royal Mail cover may be available up to £2,500 depending on postal method and cover level. Contact GoldPaid before posting a lot that may exceed its confirmed cover. Separate items may be sent in separately covered parcels if agreed in advance. One item worth more than the limit needs another suitable arrangement; never dismantle it or assume two labels increase its cover.

Can I just declare higher and pay more?Royal Mail’s cover ceilings are set by their terms and by the class of service. If an item exceeds the confirmed cover, pause and discuss a suitable service with us before posting. Do not assume a higher declared value creates cover beyond the service limit.

What to avoid

  • No mention of contents on the outside. No "GOLD", no "JEWELLERY", no dealer logos.
  • No unsolicited-envelope schemes. If a company sent you a prepaid envelope you did not request, treat it with caution, cover levels are often minimal.
  • Use the agreed handover method. For a GoldPaid label, hand the parcel to a staffed Post Office counter and keep proof of postage.
  • Check the delivery date. Ask about the acceptance cut-off and whether Saturday delivery is included. Working-day rules and exceptions depend on the service.

What happens if it is lost or delayed

Contact GoldPaid promptly so we can check tracking and the terms attached to your label. Our process is sender-led, with our help and records. Royal Mail’s retail loss policy permits either sender or recipient to claim, but pays only one claim; business-account services have their own terms. Keep your proof of postage, photographs and correspondence together. For a full walk-through see what happens if Royal Mail loses your gold parcel.

Report a delay promptly; a late delivery and a claim for loss are different. The retail loss policy sets an 80-calendar-day submission limit from posting, with a qualifying waiting period. Confirm the rules for your label rather than waiting until the deadline.

The GoldPaid receiving side

Once your parcel reaches us it is signed for on arrival and opened at our Bristol office, where each item is weighed and XRF-tested. If you decline our offer, return postage is on us, free tracked return by the same Special Delivery service, no strings.

  • Testing by in-house XRF. No third-party lab lag.
  • A rough estimate by phone or WhatsApp on 07944 014111, 8am to 9pm, 7 days; the offer itself always comes in writing, itemised.
  • Faster Payments; we aim to pay within one working hour of acceptance.

Official postage references

Check Royal Mail’s fragile-item packing guide, damage policy and retail loss policy. Its Signed For and Tracked 24 pages explain the valuables exclusions. References checked 9 October 2026; check the terms for your exact label before posting.

For the full posting process see how to sell gold safely by post. For scam patterns to avoid, common gold-selling scams in the UK.

What to do next

If you want to know what your own pieces are worth, start with a photo rather than a parcel. Send one on WhatsApp and we will tell you plainly what can and cannot be judged from an image. If you go ahead, the items are XRF-tested on arrival and you receive a written offer setting out the purity found, the weight and the rate used. Decline it and the tracked return costs you nothing. Accept it and we aim to pay by Faster Payments within one working hour of your acceptance.

Send a photo on WhatsApp

Common questions

What cover comes with Special Delivery?

Royal Mail cover may be available up to £2,500 depending on the postal method and cover level chosen at the counter. Declare the value; do not assume.

Should I write "fragile" or "jewellery" on the box?

Do not advertise valuable contents with words such as jewellery. However, follow Royal Mail’s handling instructions for breakable items, including its required FRAGILE HANDLE WITH CARE marking where applicable. Plain packaging is not a substitute for adequate protection.

Do I need separate cover on top of Special Delivery?

Royal Mail cover may be available up to £2,500 depending on the postal method and cover level used. If an item or lot may exceed the confirmed cover, contact us before posting to agree a suitable arrangement.

What if the receipt is faded?

Photograph it the moment you leave the counter. Keep the original too, together with the service and cover confirmation; Royal Mail decides what evidence is required.

Can I use a dropbox or parcel locker?

For a GoldPaid prepaid label, use the staffed Post Office counter as instructed and keep proof of postage. Do not substitute a locker or postbox without checking that the service and label allow it.

How long do I have to claim if it is lost?

Royal Mail’s retail loss policy sets an 80-calendar-day limit from posting. Business-account terms may differ. Tell GoldPaid about a delay promptly, keep your evidence and confirm the claim route and qualifying waiting period for the specific label.

How do I send a diamond ring safely in the UK?

Use Royal Mail Special Delivery Guaranteed from a Post Office counter, because Royal Mail’s compensation terms exclude jewellery sent by its other services. Put the ring in a small box or wrap it so the stone cannot press through, inside a plain padded envelope with nothing saying what is inside. Royal Mail cover may be available up to £2,500 depending on the postal method and cover level used. GoldPaid can confirm the appropriate postal option before you post. For a ring worth more, use a specialist secure courier.

What if I need to send a watch?

Keep the watch intact. Cushion it securely, protect the glass and prevent the bracelet from rubbing against the case. Do not remove straps, bracelets or components to prepare it for us; send photos first if you need packing advice.

Not the question you had? The full GoldPaid FAQ covers the rest, from postal cover and ID checks to what happens if you decline the offer.

Related guides

Reference pages

UK-wide by post, no shop visit needed

Send us photos for a rough estimate

Open WhatsApp, send a photo, and ask about the X-ray (XRF) testing, the postal cover, the timing or the return. Nothing is posted until you decide. Your written offer follows inspection, and you choose whether to accept.

We give rough estimates where possible; your final offer follows inspection. We arrange postage with you after our conversation.

No obligation. Free tracked return if you decline. We aim to pay within one working hour of acceptance.