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Coins & bullion

Pre-1947 British silver coins: what the tin in the loft is actually worth

Two dates settle almost every question about old British silver. Before 1920, coins were 92.5 % sterling silver. From 1920 to 1946, they were reduced to 50 % silver alloy. From 1947 onward, the "silver" in your change was cupro-nickel with no silver at all. Here is what that means for the tin of florins, shillings and sixpences in your loft, and when a coin is worth showing to a numismatist before it goes for scrap.

By Rocco Clayfield, Founder & Director, GoldPaid Ltd · Published 24 August 2026

What are pre-1947 British silver coins worth?Coins dated 1919 and earlier are 92.5 % sterling silver. Coins dated 1920 to 1946 are 50 % silver alloy. From 1947 onward, "silver" coinage is cupro-nickel and contains no silver at all. For most worn bag-lot coins the value is the silver content — priced against the spot silver price. Individual sharp uncirculated coins, key dates and crowns may carry a numismatic premium and are worth showing to a coin dealer first.

The two dates that decide the value

  • Pre-1920: 92.5 % silver (sterling). The traditional British standard from the Middle Ages until the First World War.
  • 1920–1946: 50 % silver alloy (with copper, nickel and manganese). The Coinage Act 1920 halved the silver content to conserve wartime bullion.
  • 1947 onward: cupro-nickel. Zero silver. The Coinage Act 1946 ended silver coinage for general circulation entirely.

This is the single most useful thing to know if you are looking at a tin of old change. A 1919 shilling and a 1920 shilling look almost identical to the eye. The 1919 is nearly double the silver.

The denominations that carry silver

DenominationFace value (old money)Standard weightDiameterNote
Threepence (silver)3d1.41 g16.3 mmSmall round. NOT the 12-sided brass threepence (1937 onward)
Sixpence6d2.83 g19.4 mmSilver in every year up to 1946
Shilling1s5.66 g23.6 mmEnglish and Scottish reverses from 1937
Florin2s11.31 g28.5 mmTwo shillings
Halfcrown2s 6d14.14 g32.3 mmThe workhorse silver coin of the era
Crown5s28.28 g38.6 mmOnly struck for specific occasions — much scarcer
Watch the threepence. A small round threepence is silver. The 12-sided (dodecagonal) threepence introduced in 1937 is nickel-brass and contains no silver. The two are unmistakable once you have seen both.

What a bag of coins actually contains

Bag-lot scrap silver is priced on fine-silver content. The rough conversions below are what buyers work from — sort your coins by era before weighing, or the mixed figure will be an average of the two.

Bag contentApprox. fine silver per 100 g of coinMultiplier
Pre-1920 mixed silver (any denomination)≈ 92.5 g× 0.925
1920–1946 mixed silver (any denomination)≈ 50 g× 0.500
Mixed pre-1946 with unknown split≈ 65–75 g (assumes both eras)Sort first

So a jam jar with 500 g of pre-1920 sixpences and shillings holds roughly 462 g of fine silver. The same jar filled with 1920–1946 coins holds roughly 250 g. Two very different valuations from a jar that weighs the same on your kitchen scales — which is why sorting by date before you send anything makes a material difference to the offer.

Not sure how any of this applies to your own items? Send a photo on WhatsApp and ask. We answer honestly, there is no obligation, and nothing is posted until you decide. Or call 07944 014111, 8am to 9pm, 7 days a week.

The quick sort at your kitchen table

  • Empty the tin onto a tray in good light. Ignore anything obviously modern (post-1947 shillings, 5p, 10p — all cupro-nickel).
  • Separate the small round threepences from the 12-sided brass ones. Round = silver; 12-sided = not silver.
  • Sort the silver into two piles by date: 1919 and earlier vs 1920–1946.
  • Weigh each pile on kitchen scales to the nearest gram. Note the gross weight of each pile separately.
  • Take clear photographs of any coin that looks unusually sharp, or is a crown (5s), before it joins a bag. See "When a coin deserves a second look" below.

When a coin deserves a second look

A worn 1922 florin is priced on silver. A sharp 1935 Jubilee crown in original condition is a numismatic object — the Rocking Horse crown design is one of the most collected 20th-century British coins and can sit well above its silver value. The same principle applies to any of the following:

  • Crowns (5-shilling pieces). Only struck for specific years and occasions. Even circulated examples usually beat their silver value.
  • Sharp uncirculated coins. Full detail on the portrait, no wear on the high points, mirror or lustre in the fields. If it looks brand new, it probably is worth grading.
  • Coins in original Royal Mint packaging. Proof sets, specimen coinage, Maundy sets — never break them up.
  • Any early Victorian or Georgian silver (pre-1837). Older and often scarcer.
  • Anything unusually thick, thin, or with a die error. Off-metal strikes and errors carry a premium.

For anything in those categories, a British Numismatic Trade Association (BNTA) dealer or a specialist coin auction house (Baldwin's, Spink, Noonan's) is the right first stop. Metal-price scrap buyers, ourselves included, are the wrong first stop for a coin that may carry a numismatic premium.

What the volunteer's guide covers instead

If you are sorting silver on behalf of a charity shop or warehouse rather than for yourself, the working aid for volunteers is the pre-1947 silver coins charity shop guide. It covers triage speed, mixed-pile handling and audit-trail practice for a donation pipeline — different priorities from the private-seller decisions in this post.

Sending pre-1947 silver to GoldPaid

We accept pre-1947 British silver coins for their silver content. Every parcel is opened on camera, weighed on calibrated scales and assayed by in-house XRF — coins are checked as coins, not averaged into a scrap figure. You get a written itemised offer with the weight, the era split, and the per-gram rate. Faster Payments within one working hour of acceptance. Decline and everything is returned tracked and free.

One point worth stating plainly: if we spot a coin we think deserves a numismatist rather than a scrap buyer, we say so on the offer sheet. A 1935 crown in your parcel comes back with a note, not folded into a bag price. For the full procedure see how we value gold (the same method applies to silver).

What to do next

If you want to know what your own pieces are worth, start with a photo rather than a parcel. Send one on WhatsApp and we will tell you plainly what can and cannot be judged from an image. If you go ahead, the items are XRF-tested on arrival and you receive a written offer setting out the purity found, the weight and the rate used. Decline it and the tracked return costs you nothing. Accept it and payment is by Faster Payments within one working hour of acceptance.

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Common questions

Are all pre-1947 British coins silver?

Only the silver denominations — threepence (round, not 12-sided), sixpence, shilling, florin, halfcrown and crown. Pennies, halfpennies and farthings from the same era are copper or bronze and hold no silver.

How do I tell if a threepence is silver?

Shape. A silver threepence is small, thin and round. A 12-sided (dodecagonal) threepence is nickel-brass and contains no silver. The 12-sided coin was introduced in 1937 and ran alongside the silver round threepence until the silver version was phased out.

Is a 1946 shilling silver?

Yes — 50 % silver alloy. 1946 was the last year of silver coinage. From 1947 onward, shillings were cupro-nickel.

How much silver is in a pre-1920 halfcrown?

92.5 % of 14.14 g = approximately 13.08 g of fine silver.

How much silver is in a 1920–1946 halfcrown?

50 % of 14.14 g = approximately 7.07 g of fine silver — roughly half the pre-1920 figure.

Should I clean old silver coins before selling?

No. Cleaning removes surface detail and toning, and it destroys the numismatic value of any coin that might have carried a premium. If a coin is going for scrap the buyer does not care about tarnish. If it is going to a numismatist, cleaning it first can cost you real money.

What is the "Rocking Horse" crown?

The 1935 George V Silver Jubilee crown, designed by Percy Metcalfe, showing a modernist Saint George on a rearing horse. Even circulated examples usually carry a numismatic premium over silver value.

Does GoldPaid buy old silver coins?

Yes — pre-1947 British silver by content, sorted by era. We assay each parcel by XRF, weigh on calibrated scales, and issue a written itemised offer. Faster Payments within one working hour of acceptance; free tracked return if you decline.

Related guides

Reference pages

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