Pawnbroker On-Call: £20 / item, four-hour response target

Pawnbroker on-call XRF testing: a fast, independent second opinion for disputed items

Read our reviews on TrustpilotIndependent written XRF reportA test result, not a UK hallmarkYour item returned tracked, postage includedNo obligation to sell

When an in-house test disagrees with a customer claim, or a piece looks unusual, the on-call tier puts an independent multi-point XRF report in your inbox in hours, not days. £20 per item, no retainer, photo-first four-hour response target.

Do you require a monthly account?No. The on-call tier is pay-per-job. If your shop is using the service often, the standard trade account at £99 a month plus £8 an item works out cheaper from about nine items a month.

You stay in control

A photo on WhatsApp is enough for us to tell you which testing pack fits, what the report can and cannot tell you, and what it will cost. Only when you are comfortable do you order the pack.

No part of this involves a shop visit. The testing service is postal-only, anywhere in the UK, with the phone and WhatsApp answered 8am to 9pm, seven days a week.

When this tier is useful

A customer brings in a chain claiming 22ct; the in-house Niton reads 18ct; the customer disputes the reading. An antique watch case has a worn hallmark that does not match modern UK fineness marks. A bracelet looks gold but reads silver. The on-call tier exists for these moments, an independent multi-point XRF report from a different machine, calibrated and operated separately, available the same working day.

It is not a replacement for the pawnbroker’s own kit. It is an independent witness, and that is what makes the report useful in a dispute.

How the on-call tier works

  1. Photo first, on WhatsApp, with the disputed item and a short summary of the situation.
  2. A four-hour target on the indicative read: GoldPaid responds inside four working hours with an indicative response and a posting decision.
  3. Priority Special Delivery on the inbound and outbound parcel.
  4. Multi-point scan + photographic log, every reading on every point of the item, logged.
  5. Written report inside 24 hours of receipt, on the same not-a-hallmark format as every other testing tier.
  6. Independent calibration audit available on request for any disputed report, free.

Why pawnbrokers use a third-party test

In a customer dispute, two readings from the same shop are still one shop’s readings. An independent report from a different machine, operated by a third party, defuses the dispute in a way an in-house re-test cannot. The cost of a £20 report compared with the cost of an unhappy customer leaving a 1-star review is not a contest.

The report is also useful for items being passed on to refiners or auction, an independent composition record on a higher-value lot is a small price for a clean chain of custody.

How we run the test

  1. WhatsApp the photo. Tell us what you have, what you are trying to confirm, and what you would like the report to cover.
  2. Choose the pack. Single item, family pack, estate pack, probate pack, plating check, or an in-house gem report. Pricing is on the pricing page.
  3. Free tracked label. Special Delivery, tracked, signed for. Print at home or scan a QR at the counter.
  4. Tested at multiple points. A handheld Niton XL2 reads the elemental composition of every item. Plating, low-purity solder joints and unusual alloys are flagged.
  5. Report and return. PDF report inside 24 hours. Item returned by Special Delivery the same day. Nothing kept, nothing held back.

Insurance and tracking

Your parcel travels on Royal Mail Special Delivery, and Royal Mail cover may be available up to £2,500 depending on the postal method and cover level used, and if a parcel may be worth more than that we split it across more than one prepaid label at no charge, each with its own tracking number and cover.

The label is Royal Mail Special Delivery Guaranteed by 1pm next working day, with full tracking and signature on receipt. The tracking link is emailed to you the moment the label is issued.

What you get back, and when

Your item is returned by Royal Mail Special Delivery on the same working day the report is issued. Return postage and its cover are included in the testing fee. There is no separate return charge.

If, for any reason, an item cannot be tested (badly damaged surface, non-metallic core, equipment misalignment), we tell you straight, refund the testing fee, and return the item the same day.

A test, not a sales pitch

The XRF testing service is paid-for and stands on its own. The report is what you bought. Nothing inside it is an offer, an invitation to sell, or a hidden valuation. Nobody running the test has a commission tied to whether you become a selling customer afterwards.

If you separately want a no-obligation offer for the item, you can ask. If you do not ask, nobody chases.

What this report is, and what it is not

This is an independent XRF (X-ray fluorescence) compositional analysis report. It identifies the elemental composition of the item submitted. It is not a UK hallmark and does not replace the legal requirements of the Hallmarking Act 1973. UK hallmarks may only be applied by an authorised UK Assay Office.

The report identifies the elemental composition of an item to the accuracy of the analyser. It does not replace a UK hallmark, an Assay Office fire assay, or a written valuation from a qualified valuer for insurance reinstatement purposes. We say so in plain English on the front page of every report.

If a report leaves any doubt, we will tell you what the next step would be, typically a UK Assay Office fire assay (destructive but definitive) for high-value disputes, or a written insurance valuation from a qualified independent valuer for reinstatement cover.

Built to be trusted, not just believed

  • Owner-run, with founder Rocco Clayfield personally accountable for the service
  • Every item XRF-assayed, the result shown to you in writing
  • Free tracked postage both ways, so a valuation is genuinely no-obligation
  • Honest about its limits, including when a specialist would suit you better
  • No fabricated reviews and no invented numbers, anywhere on the site

Common questions

How quickly is the indicative read on a photo?

Inside four working hours during the 8am to 9pm window. Out-of-window jobs are responded to first thing the next morning.

Can the report be addressed jointly to the shop and the customer?

Yes. The report can be addressed to the shop with a customer-named copy on request, useful for resolving a dispute on the spot.

What if my customer wants a second opinion on your reading?

The report points them at the UK Assay Office fire assay route, and we recommend it as the next step on any contested high-value item. It consumes a sample of the metal, which is why it is a last resort rather than a first one, but it is the reference method and it ends the argument.

Can we white-label the report?

No, the report is independent because it is GoldPaid-issued, not because it is shop-issued under a different name. White-labelling would defeat the point of the on-call tier.

Not the question you had? The full GoldPaid FAQ covers the rest, from postal cover and ID checks to what happens if you decline the offer.

Request a prepaid Royal Mail label for your XRF test

Two quick steps. Tell us which pack you want in the box below and we will confirm the price and how to pay before anything is charged. The label itself is prepaid and costs you nothing, and your items are returned to you free once the report is issued. Testing is a separate, paid service: if you are here to sell rather than to have items tested, the assay is free as part of selling and how it works is the page you want.

Two things worth knowing before you start, rather than after. Everyone sends a photo of a UK passport or driving licence, whatever the parcel is worth — it applies to every seller, so it is never a comment on you. And the parcel is handed in at a Post Office counter rather than dropped in a postbox: the receipt they give you is the proof of postage any compensation claim depends on.

Step 1: What are you sending, and how should the label arrive?

A rough description is plenty. This helps us confirm the right postal cover level before we issue the label. Skip if you would rather not say — the field is optional.

How would you like the label to arrive? Both are prepaid and both use Royal Mail Special Delivery Guaranteed, so pick whichever is easier. The QR code is already selected because it needs no printer, and you can change your mind later — just message us before you post.

Choose how your prepaid label arrives

Step 2: Where do we send it?

Your label arrives by email whichever format you chose, so nothing is posted out to you. We need your address because it prints on the label itself, and because it is where anything you decline is returned. UK addresses only.

Needed so the label can be addressed to you.

Would you rather ask a question first, or send a photo? Message us on WhatsApp. It is the fastest way to get a sense of what something is worth before you post anything.

Related pages

Independent XRF analysis, by post

Message us before you order a test

WhatsApp a clear photo and any question you have. We confirm the pack, the price and what the report will show, and you decide whether to order.

Prepaid Royal Mail Special Delivery label and tracked return included in the pack price. We confirm the price before anything is charged. The result is an independent written report, not an offer to buy, and you are never obliged to sell.